Monday, April 30, 2012

Check out "Buffer for Chrome" in the Chrome Web Store

Check out "Buffer for Chrome": https://chrome.google.com/webstore/detail/noojglkidnpfjbincgijbaiedldjfbhh?utm_source=gmail

 

Linda J. Debello Licensee, LJ Gilland Real Estate Pty Ltd

Tel: (07) 3263 6085 | Mobile: 0409 995 578

www.ljgrealestate.com.au

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Acetaminophen

Subject: Acetaminophen


 
All drugs have two names, a trade name and generic name.



Example, the trade name is Tylenol and it's generic name is Acetaminophen.. Aleve is also called Naproxen.


Amoxil is also called Amoxicillin and Advil is also called Ibuprofen.


The FDA has been looking for a generic name for Viagra.


After careful consideration by a team of government experts, it recently announced that it has settled on the generic name of Mycoxafloppin.
Also considered were Mycoxafailin, Mydixadrupin, Mydixarizin, Dixafix, and of course, Ibepokin.



Pfizer Corp. announced today that Viagra will soon be available in liquid form, and will be marketed by Pepsi Cola as a power beverage suitable for use as a mixer..
It will now be possible for a man to literally pour himself a stiff one.


Obviously we can no longer call this a soft drink, and it gives new meaning to the names of 'cocktails', 'highballs' and just a good old-fashioned 'stiff drink'.


Pepsi will market the new concoction by the name of: MOUNT & DO.



Thought for the day: There is more money being spent on breast implants and Viagra today than on Alzheimer's research.


This means that by 2020, there should be a large elderly population with perky boobs and huge erections and absolutely no recollection of what to do with them.


If you don't send this to five old friends right away there will be five fewer people laughing in the world.

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Sleipnir – A Speedy And Stylish Web Browser [Mac]

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Linda J. Debello Licensee, LJ Gilland Real Estate Pty Ltd

Tel: (07) 3263 6085 | Mobile: 0409 995 578

www.ljgrealestate.com.au


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Thursday, April 26, 2012

RP Data Research Blog - Welcome back below average mortgage rates

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Subject: RP Data Research Blog - Welcome back below average mortgage rates

http://blog.rpdata.com)">RP Data Research Blog - Welcome back below average mortgage rates

Link to RP Data Research Blog


Welcome back below average mortgage rates

Posted: 26 Apr 2012 03:01 PM PDT

With the low CPI reading earlier this week, a drop in the cash rate next Tuesday is pretty much a done deal.   The question is now will the RBA cut the cash rate by 25 or 50 basis points?  According to financial market expectations (based on the ASX cash rate futures yield curve), the cash rate is likely to fall by 50 basis points by the June RBA meeting.  In fact, the yield curve is pointing to a 100 basis point rate cut by years end.

According to the RBA, the standard variable mortgage rate at the end of March this year was 7.4%, just 6 percentage points higher than the ten year average which is 7.33%.  Even if lenders don’t pass the full rate cut on (as most expect they will not), it is safe to assume that next Tuesday we will see variable mortgage rates fall below the 10 year average once again (variable mortgage rates were below average between December 2008 to April 2010, a period of significant house value appreciation).

Lower mortgage rates are certainly a positive for the housing market.  Affordability has already improved on the back of lower dwelling values (values are down 5.3% across the combined capital cities since peaking back in October 2010) and the two rate cuts in November and December last year.  Of course housing affordability will improve further after a rate cut.

Will the rate cut be enough to inject a confidence boost in the economy?  Probably.  Of course it depends on other factors, particularly how labour market conditions pan out and any announcements in the federal budget that affect the household balance sheet.  Overall it makes sense that we should see some gradual improvement in the consumer mindset which will have a positive flow on for retail sales and property sales.

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