Housing has got significantly harder for the poor post GFC. “In 2018, the poorest fifth of Australian households spent 29 per cent of their gross incomes on housing costs. That burden has grown significantly over time - from 21.9 per cent in 1995 and 23.7 per cent in 2008.

Meanwhile, the relative cost housing has barely changed for the richest fifth of Australian households. In 2018, this group spent 9.4 per cent of gross income on housing costs, compared with 9.3 per cent in 1995.”https://www.smh.com.au/national/soaring-cost-of-housing-for-poorest-australians-is-driving-inequality-grattan-institute-20190906-p52ot2.html